A majority of people use two-wheelers to commute. Although using a two-wheeler is preferred, it has its own share of disadvantages. Using a two-wheeler is certainly an art and the feeling itself is energizing. A user requires riding safely on the streets.
Odds are high that accidents happen each minute. Using a two-wheeler is always prone to risk. To make sure that a two-wheeler operates smoothly on the streets, the engines have to be maintained properly. Likewise, purchasing two wheeler insurance India on the basis of the fundamentals one is securing himself, the bike, and the rider. Third-Party bike insurance is a legal obligation in India. This decision is advantageous for both the parties involved in any unforeseen accident or mishap.
Misconceptions Regarding Two-Wheeler Insurance
Here are some of the misconceptions that users have regarding two-wheeler bike insurance.
Purchasing Two-Wheeler Insurance Online Is Not Safe
People have the idea that purchasing online two-wheeler insurance is not safe and the personal data of a person is always in jeopardy. On the other hand, the info is very safe, confidentiality is always preserved, and the info is not revealed to anybody. You can always know how to pay bike insurance online since the websites of the insurance suppliers are protected and guarantee the utmost security against any deceitful activities.
Purchasing Two-Wheeler Insurance Is Complicated
Most of the users still have this idea that purchasing insurance is a complicated and time-consuming process. Nowadays, purchasing insurance has turned out to be simple. In addition to this, if you aim to purchase a policy it is better to purchase insurance policy online from the ease of your office or home. You simply require going online, visiting the site of the insurance suppliers, offering the needed data, and accordingly analyzing the various plans, evaluating the quotes, and taking an informed decision without getting into trouble.
Common Myths Busted Related To Two-Wheeler Insurance
There was a time when there was no support in purchasing the insurance policy. Now, almost every insurance supplier has dependable round-the-clock support for a customer that is always accessible to solve your doubts related to two-wheeler insurance policy and assist the users in the best possible way.
Third-Party Liability Cover Is Sufficient
As claimed above, third-party insurance is a lawful obligation. On the other hand, having only this cover is not enough. It is implicit that a third-party liability policy only defends the third-party. Hence, it is suggested to select a comprehensive policy, which will secure the third-party along with your two-wheeler from any financial cost below any uncertain accidents or mishaps.
Two-Wheeler Insurance Offers Coverage To Commercial And Personal Usage
This is a myth that owning two-wheeler insurance offers coverage for both commercial as well as personal purposes. It is implicit that a two-wheeler insurance policy provides coverage for the personal employment of the bike. On the other hand, if one is employing the bike for any commercial purposes then the same is not added in the insurance policy and therefore no coverage shall be offered.
Now that your misconceptions are cleared, you are all set to buy your new two-wheeler insurance plan.