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The Mechanics of Baccarat by RealTime Gaming

RealTime Gaming has done tremendously good work in creating an astounding baccarat version that you can easily play by following simple rules. The game makes it possible to see all the hands that you have dealt before. Having been in existence since 2006, baccarat by RTG has undergone refining over the years to meet the needs of most players.

RTG makes it possible to play baccarat online at your favorite casino. The game is accessible via PCs, Macs, tablets, and smartphones. All that you need is a stable Internet connection, and you are good to go. Furthermore, you do not necessarily need to have money for you to enjoy the baccarat game. Apart from placing a bet, players also have the option to first play for free. Choose the demo mode when you want to familiarize yourself with the game before staking.

Read this guide to the end to learn more about the mechanics of baccarat by RealTime Gaming.


General Rules

The starting point for any game is, first of all, to master the rules and mathematics of playing the game. Luckily, baccarat by RTG has straightforward rules, and most players can get started quickly. As a new player, you will love the game’s slow pace because it allows you to understand how things are done swiftly.

The game focuses on one deck and offers a historical view of the cards dealt. Even though you will be playing this version of baccarat online, it attempts to retain most elements of the physical casino experience. As such, it has a kidney-shaped table simulation just like most baccarat versions, and each gamer sees two fields – Banker and Player. First, you need to place a bet before you are dealt the cards. Then, you have to choose whether you wager for the Banker’s hand or the Player’s hand. You can also decide to wager for a Tie where both the Player’s hand and Banker’s hand have equal values.

Both the Player and the Banker are dealt two cards each. The card dealing is only done once the betting process completes. As mentioned, you will win your bet when the hand on which you wagered has the highest value, closest to 9. For instance, if the Banker’s hand is two and the Player’s hand is 6, the Player’s hand wins.

Card Ranking

The card ranking in this game follows the classic 52-card deck that you may have become accustomed to. This refers to the cards 10, Queen, King, and Jack.

The Aces have a value of one point.

Cards between 10 and the King have zero points. The cards between two through nine have face values.

The game does not use jokers.

The ultimate valuation of hands depends on the sum of the unit’s digit of the cards you are dealt. Consider this example to understand.

  • Scenario one – You are dealt a Two and a Three. In this case, the value of your hand will be five (2 + 3).
  • Scenario two – You are dealt a hand comprising of a Six and a Seven. The sum here is 13 (6 + 7), and the hand value is 3.

Remember that the highest hand value is a nine. When the sum of your hand goes above nine, the game subtracts ten from it to give you an actual hand value. Take this other example for further clarification. A player gets two Nines (9 + 9 = 18). The value, in this case, is (18 – 10 = 8).

RTP Rate

A game’s RTP refers to the return to the Player. The value appears as a percentage and defines what the game returns to the Player in the long run. The higher the percentage, the better.

Baccarat by RTG has an RTP rate of 98.94%. Thus, by assumption, this shows that the game has an expedited payout frequency.

House Edge

house edge

House edge is important for casinos to make sure that they do not run out of business. However, players do not like house edge because it shows the casino has a certain mathematical advantage before they start playing.

One thing that you will like when you play baccarat online is its low house edge. For example, betting on the Banker activates a house edge of 1.06%, while the Player bet attracts a house edge worth 1.24%. However, betting on a Tie has the highest house edge of 9.5%.

Player/Banker/Tie Betting Options

Before you can play baccarat by RealTime Gaming, you need to place a bet. Your betting options are as follows:

  • Player bet – Placing this type of bet means that you predict the Player’s hand will have a higher value than the Banker’s hand.
  • Banker bet – Wagering for the Banker’s hand means predicting that the mentioned hand will have a higher value.
  • Tie bet – Here, you get to predict that both hands will have similar values.

The Player bet and Banker bet have a 1:1 payout for your current bet. On the other hand, the Tie bet offers a 9:1 payout on your current bet.


RealTime Gaming baccarat maintains most of the features and playing elements of the classic baccarat. In addition, it has great and high-quality graphics that speak of RTG’s overall status as the leading gaming software. Get started with the game today for an enjoyable encounter.

Raj Hirvate
Raj Hirvate
Hi, I am Raj Hirvate. Big time Anime Fan and Tech Blogger from India. You can follow me on my social media or contact me for any queries. Happy Blogging!


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